Invoice funding for subcontractors

Stop waiting 60 days.
Get paid tomorrow.

Turn approved invoices into cash in 24 hours. You choose which invoices and when to use it. No GC involvement and no strings.

24hr
Funding Speed
1.5%
Starting Rate
Schedule a Demo See How It Works
ProNovos — Cash Flow
Cash Balance: $332,675
Cash Flow: Next 4 Weeks
This week
−$68K
$263K
Jan 24
+$61K
$325K
Jan 31
+$275K
$600K
Recommended Invoices
Request QP Direct
200 West Street$10,390
1251 Ave of Americas$3,205

Ready to improve your cash flow?

See how QuickPay Direct works in a 15-minute call.

Schedule a Demo

See QuickPay Direct in Action

Watch how subcontractors use QuickPay Direct to accelerate cash flow.

Watch the 2-minute demo

You finished the work. Why wait 60 days?

As a subcontractor, every day you wait for payment is a day you can't bid on new work or make payroll.

QuickPay Direct gives you cash for approved invoices in 24 hours, while your GC pays on their normal schedule.

No GC involvement required
Choose which invoices to fund
Works with your existing accounting data

QuickPay Direct Request

200 West Street · INV-6644
You Receive
$10,234
Available within 24 hours
Invoice Details
Invoice Amount$10,937
Retainage (held)$547
Fee (1.5%)$156
How It Works

From invoice to cash in 4 steps

Choose an Invoice

Pick any approved invoice from your dashboard.

Request Funding

See your amount and fee upfront.

Quick Verification

We verify approval. GC isn't involved.

Get Paid

Funds released within 24 hours.

Why Subcontractors Choose QuickPay Direct

Accelerated funding, your way

24-Hour Funding

Cash in your account within one business day of approval.

Cash Flow Certainty

Know exactly when you'll be paid. Plan with confidence.

ERP Integration

Your data syncs automatically. One click to fund.

Check ERP compatibility

GC Relationships Protected

We never contact your GC. Business as usual.

Transparent Pricing

1.5% starting rate. See the fee before you commit.

Use It Your Way

Fund one invoice or many. No minimums, no commitments.

Compare Your Options

Not all invoice funding is the same

FeatureQuickPay DirectTraditional Factoring
Funding Speed✓ 24 hours3-5 business days
Choose Your Invoices✓ Yes, every timeOften requires all invoices
GC Involvement✓ None requiredNotice of assignment
Platform Integration✓ Native in ProNovosSeparate system
Pricing Transparency✓ Known upfrontCan include hidden fees
FAQ

Common questions

You pay a discount on the invoice amount in exchange for immediate payment. Rates are based on the invoice's payment timeline. This cost is transparent and disclosed upfront before you decide to use the service.
You've already been paid, so you're protected from that risk. Viva Capital, our funding partner, assumes the collection responsibility. This is one of the key benefits—you transfer the payment risk while getting immediate cash flow.
The initial approval process typically takes 1-3 business days and involves a review of your business and the projects you're working on. Once approved, you can request funding on eligible invoices and receive payment within 24 hours.
You have complete flexibility. Use it on every invoice, use it occasionally, or use it only when cash flow is tight. There's no minimum usage requirement, and you won't be penalized for selective use.
QuickPay Direct applies only to the approved invoice amount after retainage has been withheld. Retainage remains with the GC according to your contract terms and is released at project completion or per your agreement.
Many contractors use QuickPay Direct alongside their credit line. It allows you to preserve your credit capacity for equipment purchases, emergencies, or other strategic needs while using QuickPay Direct for routine receivables financing. Each has its place in a healthy capital structure.
QuickPay Direct works for most commercial, industrial, and infrastructure projects. Projects must have creditworthy general contractors and project owners. Both private and public projects can qualify.
No. QuickPay Direct doesn't create additional debt on your balance sheet. In fact, by improving your cash position and reducing DSO (days sales outstanding), it may actually improve how bonding companies view your financial health.

Ready for faster funding?

See how QuickPay Direct can work for your subcontracting business in a 15-minute call.

No commitment
15-minute call
Funded in 24 hrs