You did the work. Get paid tomorrow, when you need it.

QuickPay Direct (QPD) is spot factoring. You pick the single invoice you want to get paid on, when you want it, and you leave every other invoice alone. That’s a different deal from traditional factoring, where you have to sign over your entire receivables ledger, lock into a long contract, and have all of your customers redirected to pay the factor.

Why our funding partner, Viva Capital, can do it one invoice at a time: they can see the data in Nova. Most financiers won’t touch single-invoice factoring, because with only one invoice to go on, they’re working blind. Viva isn’t. Your projects, your billings, and your receivables are right there in Nova, so Viva can underwrite one invoice with confidence instead of taking your whole book as security. The same clarity that helps you run the business is what makes the financing possible.

And it isn’t a loan. No bank relationship to open. No debt on your balance sheet. You’re getting paid early on money you’ve already earned, not borrowing against your future.