Without momentum, nothing gets done in construction. Crews stall, schedules slip, and progress grinds to a halt. One delay can create a chain reaction, costing time, money, and the confidence of your client. That’s why more general contractors are rethinking how they manage Accounts Payable.
QuickPay by ProNovos + Viva Capital is more than just a funding tool. It’s a safety net. A time-buyer. A reputation protector. And in this business, time and trust are worth more than interest rates.
Whether you’re waiting for a payment from the owner or juggling multiple projects at once, cash flow can be unpredictable. QuickPay provides a low-cost hedge (typically around 2%) that allows you to maintain the cycle. That means you don’t have to hold back work, tap your line of credit, or dip into reserves.
When subs are worried about getting paid, it shows. Progress slows. Trust erodes. And in worst-case scenarios, they walk off the job entirely. QuickPay helps you avoid the tailspin: lose a sub, lose the progress, lose the benefit of the doubt with the owner. And let’s face it, no one plans for a sub to walk off the job, but when it happens, it’s a scramble to find someone new. Anyone who’s immediately available probably isn’t your first choice.
You build a stronger reputation when you’re consistent, not just in the quality of your work, but in how you treat your subs. GCs who use QuickPay are seen as organized, dependable, and fair. That translates to better relationships, faster production, and often, better pricing. Pouring concrete a week early because crews stayed on site? That’s a real gain, not just in revenue, but in cost savings on general conditions.
QuickPay doesn’t disrupt your cash flow planning. Once a sub is paid, the AP invoice is closed out, and the obligation is shifted to your other current liabilities, just like a line of credit or credit card. But unlike traditional credit tools, QuickPay gives you more flexibility. You’re monetizing your AP without spending your cash.
Even if you don’t need the cash, showing subs you have the means to pay and the tools to move quickly gives them confidence. Confidence keeps crews on site. Confidence keeps jobs on track. And confidence keeps owners from second-guessing your ability to deliver.
QuickPay is never all-or-nothing. As the GC, you decide which projects to offer it on. It’s also completely optional for your subcontractors to accept. That means you can offer it where it makes the most impact, on critical trades, tight schedules, or jobs with a lot on the line, without overextending or committing beyond what makes sense for your business.
Listen to Michael Marshall, Director of Finance at Viva Funding Partners give an overview of what QuickPay is and how it works
There are only four weeks in a month. That’s not a lot of time to recover from a misstep or stall. When you grow fast or juggle multiple projects, things can get unpredictable. QuickPay buys you time. And when you need it, it can mean the difference between staying on track or spiraling out of control.
Let’s schedule a quick call to walk through how it fits into your current AP process and helps protect your jobs, cash, and reputation. Schedule a time to talk.
